Reports: See Exactly Where Your Money Goes

 

Reports: See Exactly Where Your Money Goes

Once you’ve added your income and expenses, Mintly gives you something most budgeting tools miss:

Clarity.

The Reports section is where everything comes together. Instead of guessing or scanning through transactions, you can instantly see how your money is being used—and how much you’re keeping.

There are two key reports that make this possible.

1. Expenses by Category

This report answers a simple but powerful question:

Where is my money going?

What it shows

  • A visual breakdown of your spending by category
  • A list of each category with:
    • Total amount spent
    • Percentage of your income

For example, you might see:

  • Housing taking up 37%
  • Groceries at 12%
  • Subscriptions at 2%

Why it matters

Most people underestimate certain categories—especially recurring or small expenses.

This report helps you:

  • Spot your biggest costs immediately
  • Identify areas to cut back
  • Understand your spending habits at a glance

Instead of looking at dozens of transactions, you get a clear, high-level picture.


2. Income vs Expenses

This report answers the most important question in budgeting:

Am I actually keeping any money?

What it shows

  • Total income for the month
  • Total expenses
  • Remaining amount
  • Percentage of income used vs remaining

For example:

  • 75% spent
  • 25% remaining

Why it matters

You don’t just want to track spending—you want to know if you’re making progress.

This report helps you:

  • See if you’re living within your means
  • Understand your savings potential
  • Adjust spending before it becomes a problem

It turns your budget into a simple, actionable metric:
how much you’re keeping vs how much you’re spending


Putting It Together

These two reports work together:

  • Expenses by Category → shows where your money goes
  • Income vs Expenses → shows how much you’re keeping

One gives you detail.
The other gives you direction.

Why This Matters

Budgeting isn’t about tracking every dollar perfectly.

It’s about:

  • Knowing your biggest expenses
  • Understanding your overall position
  • Making better decisions moving forward

The Reports section gives you that in seconds.

Final Thought

If you only look at one thing in your budget each month, make it this:

  • What percentage of your income did you keep?

Everything else flows from there.

And with Mintly, you don’t have to calculate it—it’s already right in front of you.

Try Mintly here: https://mintlybudget.com

mintly-logo

Location: Clermont, FL 34711, USA

Comments

Post a Comment

Popular posts from this blog

Take Control of Your Money — One Week at a Time

Image
Take Control of Your Money - One Week at a Time Most people don’t struggle with budgeting because they lack discipline. They struggle because they can’t clearly see what’s happening with their money. You might know your monthly income. You might even have a rough idea of your bills. But when it comes to answering simple questions like: “How much can I actually spend this week?” “What’s still unpaid?” “Am I going to run out of money before the end of the month?” That’s where things fall apart. Mintly was built to solve exactly that. A Better Way to Budget Traditional budgeting tools focus on categories, charts, or syncing bank accounts. While those can be helpful, they often miss something more important: cash flow timing . Money doesn’t just exist in a monthly total. It moves throughout the month. Bills hit at different times. Income comes in on specific days. And if you’re not tracking that flow, it’s easy to overspend early and feel squeezed later. Mintly focuses on ...
Read more

Set Up Your Categories

Image
Step 1: Set Up Your Categories (The Foundation of Your Budget) Now that you’ve started planning your budget, the next step is simple—but incredibly important: Create or select your categories. Categories are what organize your money. Every dollar you earn or spend will fall into one of them, so getting this step right sets the foundation for everything that comes next. Why Categories Matter Your budget is only as clear as the structure behind it. Without categories, your transactions are just a list of numbers. But with categories, you can start to answer questions like: Where is my money actually going? How much am I spending on essentials vs extras? Which areas are getting out of control? Categories turn raw data into insight. Choose From Default Categories (Fastest Option) To make things easy, Mintly gives you a list of default categories you can select from during setup. These are based on common real-life expenses and income sources, such as: Income: Salary, Bonus, Side Hustle H...
Read more

Add Your Income and Expenses (Bring Your Budget to Life)

Image
  Step 2: Add Your Income and Expenses (Bring Your Budget to Life) Now that your categories are set up, it’s time for the most important step: Adding your income and expenses. This is where your budget stops being a plan and becomes something real. Start With the Current Month (or Go Back) You can begin with: The current month to get immediate clarity, or A previous month if you want to understand your recent spending patterns Starting with the current month is usually the fastest way to feel in control right away. But if things have felt off financially, going back a month can help you see exactly where things went wrong. Why This Step Matters This step gives you a complete picture of your money: What you earn What you owe When everything is due What’s already paid What’s still coming Without this, your budget is just an outline. With it, you can finally answer: “Where do I actually stand?” Set Up Your Recurring Transactions Once Many of your financial activ...
Read more