Mintly Budget

Step 1: Set Up Your Categories (The Foundation of Your Budget) Now that you’ve started planning your budget, the next step is simple—but incredibly important: Create or select your categories. Categories are what organize your money. Every dollar you earn or spend will fall into one of them, so getting this step right sets the foundation for everything that comes next. Why Categories Matter Your budget is only as clear as the structure behind it. Without categories, your transactions are just a list of numbers. But with categories, you can start to answer questions like: Where is my money actually going? How much am I spending on essentials vs extras? Which areas are getting out of control? Categories turn raw data into insight. Choose From Default Categories (Fastest Option) To make things easy, Mintly gives you a list of default categories you can select from during setup. These are based on common real-life expenses and income sources, such as: Income: Salary, Bonus, Side Hustle H...